When it comes to investing in gold, UK investors have a distinct advantage: certain coins are completely free from Capital Gains Tax (CGT). But which coins offer the best combination of value, liquidity, and long-term performance?
In this guide, we break down the best gold coins to buy — from reliable “loose” bullion coins to premium certified coinsthat have consistently outperformed the market.
Before we dive into the top picks, here’s one vital reason to choose carefully:
British gold coins classed as legal tender are exempt from Capital Gains Tax — meaning any profits made when selling are completely tax-free.
This makes coins like the Gold Sovereign, Britannia, and modern Royal Mint collector series far more efficient than bars or foreign coins.
These coins offer excellent value, high liquidity, and tax efficiency — ideal for stacking, diversifying, or gradually building wealth.
Capital Gains Tax–exempt
Contains 1 troy ounce of .9999 pure gold
Globally recognised and highly liquid
Available in current and prior year editions
Best for: tax-free investing, portfolio hedging, and long-term store of value
Smaller denomination (7.32g), making it ideal for fractional purchases
Often carries low premiums over spot
Legal tender and CGT-free
Perfect for gifting or breaking down larger holdings
Best for: gradual accumulation and liquidity during uncertain times
Certified coins are independently graded and encapsulated by third-party services like NGC or PCGS. These coins offer limited mintage, historical significance, and potential for both numismatic growth and pure gold value.
10-coin series by The Royal Mint (2016–2021)
Features iconic heraldic creatures of British history
Some coins have seen significant price appreciation — especially in MS69/70 grades
Widely regarded as one of the most collectible modern sets
Best for: performance + prestige — ideal for serious UK gold investors
Follow-up to the Queen’s Beasts, launched in 2022
Designs include the Lion of England, Seymour Panther, and Yale of Beaufort
Certified versions in high grades are already gaining traction
Low-mintage appeal with strong long-term potential
Best for: collectors looking for early-stage value in a rising series
Marking the first new monarch in 70+ years
Strong historical and cultural significance
Certified MS70 coins have proven especially popular with UK and Commonwealth buyers
One of the most sought-after commemorative releases in recent Royal Mint history
Best for: limited-edition buyers who want royal legacy and collectible value
Whether you’re buying for wealth preservation, tax-free growth, or collector upside, the UK gold coin market offers opportunities at every level. At Britannia Bullion, we specialise in both loose investment-grade coins and fully certified premium issues, with a focus on secure storage and next-day delivery.
Download our free gold investment guide or speak to one of our experts about building your own portfolio of loose and certified coins. We’ll help you buy with clarity, confidence, and zero counterparty risk.