By Kane White, CEO, Britannia Bullion
A few days ago, Reuters quietly reported that the Bank of England has warned UK lenders to urgently assess their risk exposure to the US dollar
Not headlines. Not a front-page splash. But make no mistake, this is serious.
When central banks are telling commercial banks to stress-test against dollar volatility, it’s because they know something the rest of the public is yet to fully grasp.
For years, we’ve been told the US dollar is the most stable reserve currency in the world.
However, even institutions are now starting to question that.
According to the report, UK banks are being urged to conduct internal simulations on the potential consequences of Trump triggering financial instability, including a rerun of tariffs, sanctions, or political fragmentation.
This isn’t speculation. This is the Bank of England preparing behind closed doors for a significant jolt to the system.
If your savings, pension, business funds, or family wealth are sitting in a UK high street bank, there’s a good chance dollar trades, derivatives, or exposure to USD liquidity back it.
So, if the dollar catches a cold, we all catch a cold.
And as a father, that’s not something I can ignore.
I’m not just thinking about my week, my year or even my retirement.
I’m thinking about my son, and whether the money I’m working hard to protect will still have the same value by the time he’s old enough to use it.
If I leave that in the hands of a political system 3,000 miles away, traded across borders, overleveraged, and quietly questioned by regulators... am I really protecting him?
What this latest move shows is simple:
Even the regulators know the current system is fragile.
So what are they doing? Preparing. Adjusting. Running simulations.
But here’s what gold doesn’t need:
Simulations
Stress tests
Political approval
Gold doesn’t get printed. It doesn’t need a bailout.
It doesn’t depend on what party is in power.
And it doesn’t require trust in a digital promise.
Gold just is.
This isn’t about fear. It’s about clarity.
If you’ve worked hard to build something for your family, and you believe in protecting what you’ve built, then this matters. Not tomorrow. Today.
As central banks quietly shift, maybe we should start asking ourselves…
Are we still playing the game, or are we finally seeing it for what it is?
I’ll leave you with that.
Warm regards,
Kane White
Father, CEO & Founder – Britannia Bullion