It happened again this week, and again, we are the first to bring this to savers and investors attention.
Monzo, one of the UK’s fastest-growing banks, experienced major technical issues. For hours, customers were unable to send or receive money. Payments failed. Accounts were frozen. People couldn’t access their own money, and there was nothing they could do.
Unfortunately, this isn’t a one-off. It’s happening more and more, and not just with banks.
The Harsh Reality: Our Financial System Is Fragile
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In the last 12 months alone, we’ve seen:
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Nationwide banking outages at Barclays, Lloyds and HSBC
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The Post Office hit by a cyberattack, crippling transactions
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Supermarkets and payment providers brought to a standstill by software failures
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Global ransomware attacks are disrupting hospitals, schools, and businesses
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And every time, ordinary people are left stranded, unable to access their money, make payments, or rely on the system they trust.
What Happens If Your Bank Gets Hacked?
Simple:
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You can’t access your money
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Payments in and out are frozen
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Direct Debits fail
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Card transactions are declined
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You have no control, and no plan B
And in a major cyberattack or system-wide failure, this could last for hours, days, or even longer.
Gold: The One Asset Outside the Digital Grid
Physical gold doesn’t rely on apps, internet connections, or computer servers. It can’t be hacked, frozen, or digitally erased.
It’s: Tangible, Fully allocated (when bought properly), Independent of banks and third parties and Immune to technical failures or cyberattacks.
In a world where our entire financial system is one computer bug or cyberattack away from chaos, owning something outside that system makes sense.
We’re Not Saying ‘Sell Everything’, But Have a Backup
This isn’t about scaremongering, it’s about being realistic.
The modern banking system works, most of the time. But when it doesn’t, you’re left exposed.
Gold gives you:
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Peace of mind
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A financial buffer that sits outside the system
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Something real, reliable, and trusted for thousands of years
Final Thought
The next time your banking app crashes or you read about another cyberattack, ask yourself one question:
“If I couldn’t access my money tomorrow, what would I do?”
If you don’t like the answer, it’s time to look at gold.
Britannia Bullion, helping UK savers take control with fully allocated, tax-efficient physical gold.
USE CODE: BRITB2025 FOR £20 OFF PER PURCHASE.
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Co-Founder
Precious Metals Analyst
Britannia Bullion
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| Britannia Bullion is part of Montford Group Ltd, registered in England & Wales under Company Number: 16332341. Gold Bidder does not provide financial or investment advice. The information in this email is for informational purposes only and should not be considered as financial, investment, or legal advice. We strongly recommend consulting an independent financial adviser before making any investment decisions. Any actions taken based on the content of this message are solely at the recipient’s discretion, and no reliance should be placed on any statements outside of official company documentation. This email, including any attachments, is confidential and intended solely for the named recipient. If you are not the intended recipient, you must not copy, distribute, or take any action based on its contents. Please notify the sender immediately and delete this email if received in error. While we take reasonable precautions to ensure that this email and any attachments are free from viruses or other harmful components, we accept no liability for any damage caused by their receipt or use. The recipient remains responsible for their own cybersecurity measures. | |
